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Lender Clearance Inspection & Damage Report – Greater Houston, TX

Lender Clearance Inspection & Damage Report – Greater Houston, TX

 Unbiased Damage Clearance Reports for Banks, Lenders, and Mortgage Service

When a property suffers damage or undergoes repair, lenders and mortgage servicers often require written clearance before continuing with financing, refinancing, or listing. Imperial Pro Inspection LLC offers professional, unbiased Lender Clearance Inspections across the Greater Houston area. Our detailed reports verify the property’s current condition and provide assurance that any repairs have been addressed appropriately.


What’s Included & Pricing

Our lender clearance inspection service is designed for banks, mortgage companies, and real estate professionals who need formal verification of property condition following damage, repairs, or foreclosure. All inspections include high-quality documentation, fast turnaround, and a professionally formatted clearance letter.

📄 What’s Included

  • On-site visual inspection by licensed inspector
  • Photo documentation of key interior/exterior areas
  • Professionally written Lender Clearance Letter
  • Condition summary and report highlights
  • Standard 48-hour turnaround

💵 Residential Pricing

  • $495 – Up to 2,500 sq. ft.
  • $595 – 2,501 to 4,000 sq. ft.
  • $695+ – Over 4,000 sq. ft. or multi-structure

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🛠 Add-On Services

  • Re-inspection visit – $195
  • Multi-structure property – +$100
  • Rush turnaround (24 hours) – $100
  • Foundation elevation reading – $125
  • Roof drone imaging – $95

🏢 Commercial Property Pricing

Starting at $795. Pricing is customized based on square footage, access, number of structures, and reporting requirements. Contact us for a tailored quote.

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👥 Who Needs This Service?

  • Mortgage lenders and servicers requiring post-damage verification
  • Banks processing refinancing or foreclosure properties
  • Real estate agents needing proof of repairs before re-listing
  • Property investors working with distressed or recently repaired homes
  • Insurance representatives needing neutral documentation

🏆 Why Choose Imperial Pro Inspection?

  • Based in Sugar Land, TX – proudly serving the Greater Houston area
  • Unbiased, independent reporting with no repair conflict of interest
  • Professional communication with banks, servicers, and agents
  • Fast turnaround, typically within 48 hours
  • Photo-rich, high-quality documentation to support lender requirements
  • Clearance letters tailored to underwriting needs

Houston Lender Clearance Inspection FAQ

1. Who provides lender clearance letters in Houston, TX?

Very few inspection companies in Houston offer lender clearance reports. At Imperial Pro Inspection, we specialize in this service thanks to our extensive experience working alongside structural engineers and foundation repair professionals. We provide fast, compliant, and trusted clearance documentation accepted by banks, lenders, and servicers.

2. Are you licensed to inspect foundations in Texas?

Yes. We are licensed Texas Professional Inspectors (TREC #23450), fully qualified to assess foundation performance. We also use industry-leading tools like foundation elevation altimeters to support our evaluations with precise measurements.

3. What paperwork is included with a lender clearance inspection?

You’ll receive a professionally written Lender Clearance Letter, summary of findings, and high-resolution photo documentation. Optional add-ons include foundation elevation readings, roof drone images, and annotated floor plans.

4. How fast can I get the report?

Our standard turnaround is 48 hours after the site inspection. Rush delivery within 24 hours is available for an additional fee.

5. Why can't my regular home inspector provide a clearance letter?

Most general home inspectors do not offer clearance letters because they serve a different role focused on pre-purchase evaluations. Clearance inspections require a different scope of work and often involve post-repair or structural documentation that many inspectors aren’t comfortable or qualified to provide.

6. Do I need a structural engineer for a clearance letter?

No. Engineers are not required to issue clearance reports in Texas. While you can hire an engineer, their reports often cost two to three times more than ours. We provide lender-acceptable documentation at a fraction of the price, with the option to refer to an engineer if needed.

7. Will the clearance letter satisfy my lender?

Yes. Our reports meet the expectations of most mortgage lenders, refinancing institutions, and insurance servicers. We include the specific language and formatting underwriters typically require for post-damage or post-repair conditions.

8. Do I need to make all repairs before scheduling the inspection?

Not necessarily. We can document the current condition of the property as-is, before or after repairs. If repairs are pending, we can perform a re-inspection later to verify completion and issue the clearance letter.

9. Can I use this for refinancing, listing, or closing?

Absolutely. Our Lender Clearance Reports are commonly used to satisfy underwriting conditions for loan closings, refinancing, and post-repair listing approvals on the MLS.

10. What areas do you serve?

We serve the entire Greater Houston area, including Sugar Land, Richmond, Katy, Missouri City, Cypress, Pearland, The Woodlands, and surrounding counties. We've even traveled throughout the Texas triangle and often go to location such as Austin, College station and Victoria, TX. We know how to travel!

Rule Your Home or Commercial Property. Contact Us Today.

Rule Your Home™ or Commercial Property. Contact Us Today.

Schedule a Lender Clearance Inspection Today

Need to verify the condition of a property for a lender? Trust Imperial Pro Inspection for accurate, unbiased property clearance inspections that help you close deals, fund loans, and move forward with confidence.

Property Damage Assessment Consultants—Licensed Professionals in Houston, TX

Property Damage Assessment Consultants—Licensed Professionals in Houston, TX

 Independent Damage Assessments

For claims, disputes & second opinions — unbiased support.

This service provides licensed, third-party documentation of storm, water, fire, or foundation damage to support insurance claims. Ideal for pre-claim evidence, second opinions, or payout disputes, our detailed inspection and estimate reports offer unbiased clarity without the sales pressure, helping you protect your investment and assert your rights with confidence.


Damage Clearance Inspection & Report

For lenders, real estate agents, or property owners 

Designed for properties with prior damage, this inspection verifies that repairs have been completed and that the structure is safe for resale, refinancing, or occupancy. Includes the option for a signed Lender Clearance Letter, supporting mortgage underwriting and property transactions across the Greater Houston area.


Damage Investigation & Reporting

For real estate agents, buyers, or homeowners

Our investigative assessments help uncover the true cause and severity of visible defects like cracks, settlement, or leaks. Especially valuable during the option period, these reports provide licensed insight, professional judgment, and repair recommendations to support fair negotiations and informed purchase decisions.


Home & Foundation Repair Cost Estimating

For homebuyers, homeowners and investors

We provide clear, itemized repair estimates for foundation issues, structural defects, or storm damage—whether you’re preparing to list, negotiating repairs after inspection, or budgeting for work. Get real-world pricing clarity, backed by local expertise and inspection-level accuracy—without relying on a contractor’s agenda.

 


Why Choose Imperial Pro for Damage Assessments?

Based in Sugar Land and serving the Greater Houston area, Imperial Pro Inspection LLC provides fast, impartial, and accurate damage evaluations for residential and commercial properties. Whether it’s storm damage, insurance disputes, or contractor cost verification, we’re the trusted name in Texas for licensed, non-biased property inspections.

✔ Independent, Unbiased Reports

We don’t work for insurance companies or contractors—we work for YOU. Our findings are fact-driven and free of conflicts of interest.

✔ Cost Estimating with Real-World Accuracy

We provide detailed repair estimates based on actual labor and material rates, not guesswork. Ideal for insurance claims and contractor negotiations.

✔ Damage Documentation & Estimation Support

Our reports include high-resolution images, system-by-system breakdowns, and expert recommendations—unbiased with no sales pressure.

✔ Fast Turnaround & Clear Reports

You’ll receive a concise, photo-rich report within 48 hours—perfect for insurance timelines, real estate deadlines, or contractor planning.

✔ Foundation & Structural Focus

With deep experience in foundation movement, drainage failure, and structural performance, we bring added value to every inspection.

✔ Greater Houston Coverage

We serve homeowners, realtors, and attorneys across Fort Bend, Harris, Brazoria, Montgomery, Galveston, and beyond.

Houston Property Damage Inspection FAQ | Imperial Pro Inspection

Houston Damage Inspection FAQ

1. What types of damage do you inspect?

We assess storm damage, foundation settlement, roof issues, water intrusion, fire damage, and contractor disputes—covering both structural and system failures across residential and commercial properties in Houston.

2. What is a damage assessment report used for?

Our reports are used for insurance claims, contractor negotiations, real estate disclosure, repair budgeting, and pre- or post-repair documentation. We provide detailed visual records and repair estimates.

3. Can you provide documentation for my insurance claim?

Yes. We offer Independent Insurance Damage Assessments designed to support or dispute insurance decisions. We are not public adjusters—we’re licensed inspectors providing factual, third-party evaluations.

4. Are you licensed to inspect foundations?

Yes. We are fully licensed Texas Professional Inspectors qualified to evaluate foundation performance, including settlement, cracks, and movement caused by Houston’s expansive clay soils and tree root intrusion.

5. How much does a residential damage inspection cost?

Our inspections start at $495 for homes up to 2,500 sq. ft. Larger or more complex properties have tiered pricing, and we offer add-on services such as crawlspace or drone roof imaging as needed.

6. Do you inspect properties with fire or water damage?

Absolutely. We document fire damage, water intrusion, and material deterioration in detail. Our reports help support repair decisions and can be shared with contractors, adjusters, or legal teams.

7. How long does it take to get my report?

Standard turnaround is 48 hours after the inspection. Rush delivery is available for an additional fee. All reports are delivered in professional PDF format with annotated photos.

8. What if I just need a repair estimate?

We offer stand-alone Home & Foundation Repair Cost Estimating services. These are ideal for real estate transactions, contractor comparisons, or pre-listing prep. No insurance claim required.

9. Can you help me understand if damage is cosmetic or serious?

Yes. Our Expert Damage Investigation service is perfect for determining the severity of cracks, structural shifts, or other unknown issues. We help homeowners, buyers, and agents make informed decisions.

10. Do you inspect commercial buildings?

Yes. We inspect retail centers, office buildings, warehouses, apartment complexes, and more. Commercial inspections start at $795 and are tailored based on square footage and damage complexity.

11. What if my contractor says something different?

Contractors may have a vested interest in selling work. Our neutral, third-party inspections provide independent clarity so you can compare claims and avoid unnecessary repairs or inflated costs.

12. Will this help me sell or refinance a damaged property?

Yes. We offer Lender Damage Clearance Inspections that include post-repair verification and optional clearance letters—often needed for re-listing, closing, or financing after a damage event.

13. Do I need to repair everything you find?

No. We identify issues and prioritize them, but you decide what to address and when. Our job is to inform you—not sell repairs or pressure decisions.

14. Is this service just for insurance claims?

Not at all. Our assessments are used for investor budgeting, real estate negotiations, post-disaster documentation, and personal peace of mind. Claims are just one of many uses.

15. What areas do you serve?

We’re based in Sugar Land, TX and proudly serve the entire Greater Houston area—including Katy, Richmond, Missouri City, Cypress, Pearland, The Woodlands, and more.

Other Commercial Inspection Services

Commercial Inspection Services in Houston, TX

Specialized Commercial Inspection Services with ERUL Estimates, Ready Reserve Tables & CAPEX Planning – Houston & Texas Triangle

Imperial Pro Inspection LLC offers specialized commercial inspection services throughout Houston and the Texas Triangle, supporting investors, property managers, and lenders with actionable data and tailored reporting. Our commercial inspections go beyond surface-level evaluations, integrating critical components such as Estimated Remaining Useful Life (ERUL) assessments, capital expenditure (CAPEX) planning insights, and Ready Reserve Tables to support financial forecasting and asset management.

Property Condition Assessments (PCAs)

Imperial Pro provides detailed Property Condition Assessments (PCAs) for buyers, investors, and lenders. These inspections cover all major building systems—structural, roofing, HVAC, plumbing, and electrical—to assess current conditions and identify future repair or replacement needs.


Environmental Inspections (Mold)

We offer mold and environmental assessments to help identify indoor air quality concerns and moisture-related damage. These evaluations are essential for property owners seeking to maintain safe, healthy, and code-compliant commercial spaces.


Commercial Damage & Repair Assessments

Our commercial damage assessments help owners and investors understand the extent of property damage from weather, wear, or unforeseen events. We provide expert documentation and repair recommendations to support insurance claims and repair planning.


ADA Compliance Inspections

Imperial Pro offers ADA compliance inspections for commercial buildings to evaluate accessibility features and identify areas of non-compliance. These assessments help property owners ensure their spaces are inclusive and meet legal requirements.


Bank Draw Inspections


We provide timely, accurate bank draw inspections for ongoing commercial and residential construction projects. Our detailed reports help lenders verify construction progress before releasing funds, reducing risk and ensuring accountability.


REO Mortgage Inspection Services


Our REO inspection services are tailored for banks and mortgage companies managing foreclosed or vacant properties. We assess occupancy, property condition, and damage to safeguard investments and maintain asset value.


Building Envelope Investigations


We perform thorough building envelope evaluations to identify causes of moisture intrusion, air leakage, or structural damage. Our reports offer clear documentation, photos, and repair guidance to help preserve the integrity of commercial structures.


Foundation Inspection Services


Foundation issues are common in Houston’s shifting soils and extreme climate. We provide unbiased commercial foundation inspections—not sales pitches—using advanced tools to identify movement and help you make informed decisions.